Essential debt management solutions for individuals, families
One-step debt management by an elite team
SBH offers the following professional services to help you with long-term bank debt management. This i s a debt management chain, through which you have the flexibility to choose from our services according to your individual needs.
1. Debt Management – ‘Easy on Debt’ bank debt managementBank loans will be restructured to ensure affordable repayments. Our ‘Easy on Debt’ debt management system helps you lower interest rates and pay off your bank debts on affordable terms.
2. Portfolio ManagementAfter resolving your debts, you will enter the ‘Personal Credit Rating Optimization’ stage (Portfolio Management) to help you optimize your personal credit rating and rating scores, and make full preparations so that you can borrow from banks at any time.
3. Bank Loan Advisory (SME/ Personal/ Business Loan Consultation)Once your personal or SME bank loan has been reinforced and optimized, our advisors will do the following two things based on your financial situation and insight on the purpose of your loan:
1. The advisors will counsel you on the right type of loans for you (such as credit card, personal loan, SME loan etc.) and the loan privileges of various banks;
2. They will evaluate each bank and the type of loan from a short-term or long-term perspective, according to your financial situation, and suggest the most optimal loan scheme to help you make the smartest choice;
3. They will then explain to you the subsequent repayment plan after obtaining the bank loan to ensure that you can pay off the bank loan at an affordable rate;
*In certain cases, we do not suggest customers getting a bank loans, e.g. in cases of borrowing a new loan to clear off an old one.
4. Account ManagementWe will give you formal professional advice and help pertaining to bank loans, and manage your bank loan accounts to the best of our ability with all the necessary preparations, such as tax returns and other required documents. This is the most critical stage for a bank loan approval. Adequate documentation and compliance with the loan criteria greatly increases your chance of securing the loan.
5. Financial EducationSBH has been carrying out educational activities on debt management and financial management for a long time. We have invited financial experts from banking institutions to impart the knowledge and concepts of debt management and financial management to various members of the public. Through these educational activities, you are going to learn the following valuable information that will benefit you for life:
- Placing debt in the correct perspective. A debt is not a bad thing per se. A lot of people make good use of bank resources to create their own wealth. The most important thing is to know how to pay it off;
- Banks provide a wide range of financial facilities, and you will have to learn to make the best use of bank resources to create your own wealth or generate a healthy cash flow for your business;
- A lot of people are afraid of bank loans, but when proper planning and correct use is involved, bank loans are a blessing in disguise. It is an undeniable fact that banks have helped countless people get rich.
6. Mortgage Loans & RefinancingA lot of people make punctual, monthly repayments on their bank loans. You always have better alternatives for your loans, such as lower interest rates or shorter payback periods. As a matter of fact, we have a ready proven plan to help you save on mortgage interest. You only need to follow the plan to save up to 50% on your interest and, at the same time, shorten the payback period.
*Terms and conditions apply
7. Passive Income ManagementThere are various legitimate investment channels available in the market, from which our advisors can provide you with professional and reliable investment solutions. More importantly, these investment solutions and investment companies that are regulated by Bank Negara can help you obtain a stable passive income through skillful management.
Our core services are succinctly narrated above, and they represent a bank debt management chain for everyone, including SMEs. You are welcome to choose from these individual services according to your personal or corporate financial needs.
＊ Please note that not everyone is eligible for bank loans. In the event that you do not qualify, we will in form you of there a sons in a frank manner and show you how to prepare for future loans.
Understand first, decide later
No documents required for preliminary contact, 100% free consultation, no hidden charges
Toll free hotline: 1300 888 108
Empathy + care to ease your debt repayment & secure loans
As a professional bank debt management company, we are deeply concerned about your debts and loans, and we promise to deliver the following in our services:
Bank debt repayment solution:A debt reschedul ing plan wi l l be drawn up based on your current financial situation and income to pay off bank debts in a painless manner, without affecting your good reputation.
1 . Bank loan solution:With so many types of bank loan product s avai lable in the market, it is the duty of a professional advisor to select the types of loans that may be most beneficial to you; one which best suits your actual needs, including analyzing interestrates to determine the most conducive and so on.
We encourage smart borrowing, wi th 100% of the fund coming from a bank
We wish to emphasize that SBH does not provide loans. With our bank debt management and bank loan programs, all funds are 100% secured from banks. Everything is done in accordance with banking regulations, so that you can borrow with complete peace of mind and enjoy an easy repayment scheme at the same time!